What is the definition of a "for-hire" carrier?

The definition of a "for-hire" carrier is a person or company that provides transportation of cargo or passengers for compensation. If you are a for-hire carrier, in addition to the USDOT number you will also need to obtain operating authority (MC number).

How do I go about filing for operating authority (active MC number) to travel within the U.S. as a " for hire " motor carrier?

You can either complete the appropriate OP-1 application over the Internet at http://diy.dot.gov and pay the required filing fee with a credit card or you can download a copy of the application form at this site, or request a copy of the OP-1 application by calling 1-800-832-5660 to have an application mailed to you. The filing fee is $300.00 for each type of authority requested. No insurance information can be submitted until the carrier has been assigned its MC number.

What is a Process Agent?

A process agent is a representative upon whom court papers may be served in any proceeding brought against a motor carrier and is one of the pre-licensing requirements that must be met by the carrier before authority is issued.

What is the difference between common and contract carrier authority?

The common carrier authority requires liability and cargo insurance. The contract carrier authority only requires liability insurance. Some shippers prefer common and some prefer contract.

Where do I obtain the insurance forms (BMC-91 or BMC-91X)?

The form BMC-91 or BMC-91X are both used to make liability insurance filings with the FMCSA. We do not provide these forms. The insurance company making the filing maintains their own supply of forms. In fact , many insurance carriers are set-up to make the required insurance filings electronically.

My trucking company insists that I purchase my physical damage and non-trucking liability insurance through them. Is that proper?

Probably not. Many trucking companies offer truck insurance programs as a savings and convenience to their owner operators. However, this should not preclude you from purchasing your insurance on your own if you so desire. The same holds true with finance companies. You do no have to buy your truck insurance in conjunction with the loan on your truck. Call us if you’re having a problem in this area.

My lien holder wants me to provide proof of coverage. What type of coverage are they talking about?

Primarily physical damage insurance. We will fax or e-mail immediate verification of physical damage coverage to all lien holders and finance companies.

Do I still need to carry physical damage insurance if I have paid off the loan on my truck?

No, but with the truck free and clear you do not want to risk losing your entire investment if you damage the truck in an accident.